What is the correct priority order of liens against real property in Pennsylvania?

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The correct answer provides the priority order of liens against real property in Pennsylvania, starting with purchase money mortgages. Purchase money mortgages have the highest priority because they are established when a buyer borrows money specifically to purchase the property. This type of lien is typically first in line, even ahead of judgment liens and other types of encumbrances, as it directly relates to the financing of the property acquisition.

Following that, verdicts are recorded as liens following court decisions that result in a judgment for monetary damages. These are typically secondary to purchase money mortgages.

Writs, such as writs of execution, typically follow verdicts in the priority order. They are legal orders that direct the sheriff to take action to satisfy a judgment. Since they arise after a judgment has been obtained, they are subordinate to both purchase money mortgages and verdicts.

Understanding this hierarchy is critical for lease and title analysts, as it impacts the rights of parties involved in property transactions and any potential claims against the property.

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